Be Cyber Smart

As many of you are aware, Microsoft has experienced a large incident due to a CrowdStrike update.  CrowdStrike is a company that produces security tools, and one of their updates had a flaw which has caused worldwide impact.

Unfortunately, the criminals are aware of this too, and they are actively attempting to take advantage of the situation.  There are reports of emails and phone calls from people impersonating both Microsoft and CrowdStrike, attempting to get users to grant access to their systems or give sensitive data to the caller.

Remember, the criminals thrive on fear, uncertainty, and doubt.  Any time a caller or an email expresses extreme urgency or uses tactics to make you believe your inaction will cause you harm, it’s wise to slow down.  That is almost never the approach from legitimate businesses.

#SecureOurWorld

The American Bankers Association recommends the following tips to keep you safe online:

• Keep your computers and mobile devices up to date.  Having the latest security software, web browser, and operating system are the best defenses against viruses, malware, and other online threats. Turn on automatic updates so you receive the newest fixes as they become available.
• Establish passwords. A strong password is at least eight characters in length and includes a mix of upper and lowercase letters, numbers, and special characters.
• Watch out for phishing scams. Phishing scams use fraudulent emails and websites to trick users into disclosing private account or login information. Do not click on links or open any attachments or pop-up screens from sources you are not familiar with.
  • Immediately file a complaint with the FBI’s Internet Crime Complaint Center (IC3).
• Recognize and avoid bogus website links. Cybercriminals embed malicious links to download malware onto devices and/or/ route users to bogus websites. Hover over suspicious links to view the actual URL that you are being routed to. Fraudulent links are often disguised by simple changes in the URL. For example: www.ABC-Bank.com vs ABC_Bank.com
• Keep personal information personal. Hackers can use social media profiles to figure out your passwords and answer those security questions in the password reset tools. Lock down your privacy settings and avoid posting things like birthdays, addresses, mother’s maiden name, etc.  Be wary of requests to connect from people you do not know.
• Secure your internet connection. Always protect your home wireless network with a password. When connecting to public Wi-Fi networks, be cautious about what information you are sending over it. Consider using a Virtual Private Network (VPN) app to secure and encrypt your communications when connecting to a public Wi-Fi network. (See the Federal Trade Commission’s tips for selecting a VPN app.)
• Shop safely. Before shopping online, make sure the website uses secure technology. When you are at the checkout screen, verify that the web address begins with https. Also, check to see if a tiny locked padlock symbol appears on the page.
• Read the site’s privacy policies. Though long and complex, privacy policies tell you how the site protects the personal information it collects. If you don’t see or understand a site’s privacy policy, consider doing business elsewhere.

Don’t Click Links

First things first….if there is a link in the message, DON’T CLICK IT!

If you are concerned about the authenticity of a message, directly contact the service or person trying to interact with you, not through the text or email you received.

Tips to Help You Avoid SCAMS:

Be Suspicious

Don’t Act Immediately

Verify Information

Don’t Believe Everything You See

Do Your Research

Don’t Be Embarrassed to Report a Scam

Tips to Protect Your Personal Information:

Don’t Share Sensitive Information

Use Strong, Unique Passwords

Keep Your Software Updated

Monitor Your Financial Accounts and Statements

Tips to Recognize and Avoid Common Scams:

Be Aware of Common Scams

Don’t Engage with Scam Emails, Messages, or Phone Calls

Report Suspicious Activity

Be Careful About What You Post Online